Curious as to what blockchains are, how they work, and how they may impact the real estate industry? Check out the following video from David Conroy, NAR's Director of Emerging Technology
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You must agree to the "ACCEPTABLE USE POLICY GUAM ASSOCIATION OF REALTORS" and "PRIVACY STATEMENT GUAM ASSOCIATION OF REALTORS", especially how these terms relate to the usage of the GIS Application in GRPR.
You may scroll and read the terms below. The "Agree" button is towards the very bottom.
This Acceptable Use Policy (“Policy”) governs the use of the websites of the Guam Association of Realtors (“GAR”), including but not limited to GAR’s Guam Realtor Property Research (“GRPR”) application and its related software (“collectively, GAR’s “services”). As used in this Policy, the word “you” means a GAR member, entities or individuals authorized to access and use GAR’s services under an agreement with GAR, any users granted such access and use rights by GAR members, and unauthorized users of GAR’s services.
GAR reserves the right to modify or update this Policy from time to time.
You agree not to:
Prohibited Data
Protected Health Information (PHI). Under the Health Information Portability and Accountability Act (“HIPAA”), certain information about a person's health or health care services is classified as PHI. You may not submit and store PHI in the services. Payment Card Industry (PCI). GAR does not intend the services to be used to submit or store PCI data. You agree not to use the services to submit or store PCI data.
Restricted Countries
You are prohibited from using the services (a) in a country that is subject to a United States Government embargo, or that is on Title 15, Part 740 Supplement 1 Country Group E of the United States Code of Federal Regulations, (b) in a country that has been designated by the United States Government as a “terrorist supporting” country, or (c) listed on any U.S. Government list of prohibited or restricted parties.
Reported Internet Protocol (“IP”) Infringement or Abuse
To the extent you use the services to publish or otherwise make available content, you must comply with any notices received under Title II of the Digital Millennium Copyright Act of 1998 (Section 512 of the U.S. Copyright Act) or similar statute in other countries (the “DMCA”). It is GAR's policy to respond to valid notices of claimed intellectual property infringement. If GAR receives a notice alleging that material on any “sheet,” “dashboard, “report” or “form” made publicly available will or may infringe another party's intellectual property, GAR may take any remedial action it deems necessary, as further outlined below.
If you encounter content that you believe violates this Policy, please report it to us using the “Contact Us” section of GAR’s website, /
GAR may but is not obligated to investigate any violation of this Policy or misuse of the services.
Violation of this Policy
In addition to any other remedies that may be available, GAR reserves the right, in its sole discretion, to take any remedial action it deems necessary, including immediately suspending or terminating your account or unpublishing any “sheet,” “dashboard,” or “report,” if such action is necessary to prevent disruption of the services or to protect the rights and safety of GAR, our customers, our users, and/or the general public.
In addition, if you, GAR reasonably suspects based on documented evidence that you have violated any law or regulation, GAR may report that violation to the appropriate law enforcement officials, regulators, or other third parties. GAR’s reporting may include disclosing relevant information about you. We also may cooperate with appropriate law enforcement agencies, regulators, or other third parties to help with the investigation and prosecution of illegal conduct by providing network and systems information related to alleged violations of this Policy.
You also agree that GAR shall not be liable for any violations of this Policy by users of GAR’s services.
Finally, GAR reserves the right to seek judicial redress for violations of this Policy, to charge you for any violations of this Policy and or seek reasonable remedy for such violation.
Enforcement
This Policy shall be governed by the laws of Guam and the United States, and you agree to submit to the jurisdiction of the courts of Guam in any legal proceedings arising from any disputes under this Policy.
This Privacy Statement (“Statement”) of the Guam Association of Realtors® (“GAR”) describes how GAR collects, uses, and shares the personal data of its members, and explains its members’ related rights and choices. As used in this Statement, the word "you" means a GAR member or any authorized or unauthorized visitor to one of GAR’s websites, including but not limited to GAR’s Guam Realtor Property Research (“GRPR”) application and its related software (“collectively, GAR’s “services”).
You should read this Statement together with any other policy statements that GAR may provide to you when GAR is collecting or processing your personal information, to become fully aware of how and why GAR is using your information. Your use of GAR’s services and any information you provide to or through GAR is subject at all times to this Statement.
Specific Notices
Together with the information in this Statement, the following notices describe GAR’s use of your personal data based on how GAR interacts with you.
GAR’s Rights under This Statement
GAR may share your personal data with GAR’s affiliated companies (such as the National Association of Realtors® or state associations of realtors) or for a GAR affiliate's internal business purposes (for example, when you purchase an affiliate's services from GAR).
Information GAR May Collect Directly From You
GAR may collect the following information directly from you:
When GAR is required to collect personal information from you under applicable law or court order, or under the terms of a contract GAR has with you, and you fail to provide that information when requested, GAR may not be able to provide you the requested service or complete your transaction.
Information GAR May Collect about You Based on Your Use of the Services
GAR may collect certain information about you based on your use of the services, including:
How GAR May Use Your Information
GAR use your personal information to:
Your Rights
You have certain rights relating to your personal data under local data protection laws or based on your use of our services. For example:
Data Retention
GAR may keep your personal data for as long as reasonably necessary for the purposes set out in this Statement or in GAR’s notices to you. GAR will keep your personal data longer if required for tax or accounting purposes, to ensure GAR will be able to defend or raise a claim, or where GAR has a specific need. GAR will generally not keep personal data for longer than seven years following the last date of communication with you. Where personal data is no longer required, GAR anonymize or dispose of it in a secure manner.
How GAR Protects Your Information
GAR has implemented technical, physical, and administrative safeguards to protect your personal data. However, no company, including GAR, can guarantee the absolute security of internet communications. Moreover, GAR is not responsible for the security of information you transmit to GAR over networks that GAR does not control, including the internet and wireless networks.
The safety and security of your personal information also depends on you. Where GAR has given you (or where you have chosen) a “User ID” and a password to access the services, you are responsible for keeping those log-on credentials confidential.
Changes to This Statement
GAR may update this Statement to reflect changes to GAR’s privacy practices, changing technologies, industry practices, regulatory requirements, or for other reasons. If GAR makes any material changes that affect the way GAR treats your data, GAR will notify you by email, through its website, or by other legally acceptable means. GAR encourages you to periodically review this Statement for the latest information on GAR’s privacy practices.
How to Contact GAR
You have the right to complain to a data protection authority about GAR’s collection and use of your personal data, but GAR encourages you to contact GAR first. The best way to reach GAR is to use the “Contact Us” section of GAR’s website, https://www.guamrealtors.com/
This Acceptable Use Policy (“Policy”) governs the use of the websites of the Guam Association of Realtors (“GAR”), including but not limited to GAR’s Guam Realtor Property Research (“GRPR”) application and its related software (“collectively, GAR’s “services”). As used in this Policy, the word “you” means a GAR member, entities or individuals authorized to access and use GAR’s services under an agreement with GAR, any users granted such access and use rights by GAR members, and unauthorized users of GAR’s services.
GAR reserves the right to modify or update this Policy from time to time.
You agree not to:
Prohibited Data
Protected Health Information (PHI). Under the Health Information Portability and Accountability Act (“HIPAA”), certain information about a person's health or health care services is classified as PHI. You may not submit and store PHI in the services. Payment Card Industry (PCI). GAR does not intend the services to be used to submit or store PCI data. You agree not to use the services to submit or store PCI data.
Restricted Countries
You are prohibited from using the services (a) in a country that is subject to a United States Government embargo, or that is on Title 15, Part 740 Supplement 1 Country Group E of the United States Code of Federal Regulations, (b) in a country that has been designated by the United States Government as a “terrorist supporting” country, or (c) listed on any U.S. Government list of prohibited or restricted parties.
Reported Internet Protocol (“IP”) Infringement or Abuse
To the extent you use the services to publish or otherwise make available content, you must comply with any notices received under Title II of the Digital Millennium Copyright Act of 1998 (Section 512 of the U.S. Copyright Act) or similar statute in other countries (the “DMCA”). It is GAR's policy to respond to valid notices of claimed intellectual property infringement. If GAR receives a notice alleging that material on any “sheet,” “dashboard, “report” or “form” made publicly available will or may infringe another party's intellectual property, GAR may take any remedial action it deems necessary, as further outlined below.
If you encounter content that you believe violates this Policy, please report it to us using the “Contact Us” section of GAR’s website, /
GAR may but is not obligated to investigate any violation of this Policy or misuse of the services.
Violation of this Policy
In addition to any other remedies that may be available, GAR reserves the right, in its sole discretion, to take any remedial action it deems necessary, including immediately suspending or terminating your account or unpublishing any “sheet,” “dashboard,” or “report,” if such action is necessary to prevent disruption of the services or to protect the rights and safety of GAR, our customers, our users, and/or the general public.
In addition, if you, GAR reasonably suspects based on documented evidence that you have violated any law or regulation, GAR may report that violation to the appropriate law enforcement officials, regulators, or other third parties. GAR’s reporting may include disclosing relevant information about you. We also may cooperate with appropriate law enforcement agencies, regulators, or other third parties to help with the investigation and prosecution of illegal conduct by providing network and systems information related to alleged violations of this Policy.
You also agree that GAR shall not be liable for any violations of this Policy by users of GAR’s services.
Finally, GAR reserves the right to seek judicial redress for violations of this Policy, to charge you for any violations of this Policy and or seek reasonable remedy for such violation.
Enforcement
This Policy shall be governed by the laws of Guam and the United States, and you agree to submit to the jurisdiction of the courts of Guam in any legal proceedings arising from any disputes under this Policy.
This Privacy Statement (“Statement”) of the Guam Association of Realtors® (“GAR”) describes how GAR collects, uses, and shares the personal data of its members, and explains its members’ related rights and choices. As used in this Statement, the word "you" means a GAR member or any authorized or unauthorized visitor to one of GAR’s websites, including but not limited to GAR’s Guam Realtor Property Research (“GRPR”) application and its related software (“collectively, GAR’s “services”).
You should read this Statement together with any other policy statements that GAR may provide to you when GAR is collecting or processing your personal information, to become fully aware of how and why GAR is using your information. Your use of GAR’s services and any information you provide to or through GAR is subject at all times to this Statement.
Specific Notices
Together with the information in this Statement, the following notices describe GAR’s use of your personal data based on how GAR interacts with you.
GAR’s Rights under This Statement
GAR may share your personal data with GAR’s affiliated companies (such as the National Association of Realtors® or state associations of realtors) or for a GAR affiliate's internal business purposes (for example, when you purchase an affiliate's services from GAR).
Information GAR May Collect Directly From You
GAR may collect the following information directly from you:
When GAR is required to collect personal information from you under applicable law or court order, or under the terms of a contract GAR has with you, and you fail to provide that information when requested, GAR may not be able to provide you the requested service or complete your transaction.
Information GAR May Collect about You Based on Your Use of the Services
GAR may collect certain information about you based on your use of the services, including:
How GAR May Use Your Information
GAR use your personal information to:
Your Rights
You have certain rights relating to your personal data under local data protection laws or based on your use of our services. For example:
Data Retention
GAR may keep your personal data for as long as reasonably necessary for the purposes set out in this Statement or in GAR’s notices to you. GAR will keep your personal data longer if required for tax or accounting purposes, to ensure GAR will be able to defend or raise a claim, or where GAR has a specific need. GAR will generally not keep personal data for longer than seven years following the last date of communication with you. Where personal data is no longer required, GAR anonymize or dispose of it in a secure manner.
How GAR Protects Your Information
GAR has implemented technical, physical, and administrative safeguards to protect your personal data. However, no company, including GAR, can guarantee the absolute security of internet communications. Moreover, GAR is not responsible for the security of information you transmit to GAR over networks that GAR does not control, including the internet and wireless networks.
The safety and security of your personal information also depends on you. Where GAR has given you (or where you have chosen) a “User ID” and a password to access the services, you are responsible for keeping those log-on credentials confidential.
Changes to This Statement
GAR may update this Statement to reflect changes to GAR’s privacy practices, changing technologies, industry practices, regulatory requirements, or for other reasons. If GAR makes any material changes that affect the way GAR treats your data, GAR will notify you by email, through its website, or by other legally acceptable means. GAR encourages you to periodically review this Statement for the latest information on GAR’s privacy practices.
How to Contact GAR
You have the right to complain to a data protection authority about GAR’s collection and use of your personal data, but GAR encourages you to contact GAR first. The best way to reach GAR is to use the “Contact Us” section of GAR’s website, https://www.guamrealtors.com/